Umbrella Insurance

Check out our blog, "Umbrella Insurance Basics"

Umbrella insurance, sometimes referred to as excess liability insurance, is a type of extra insurance coverage that extends the limits of homeowners, auto, or other personal insurance policies. It can provide an extra layer of security to protect you against injuries sustained by others, property damage, lawsuits, and personal liability situations. 

Umbrella Insurance may provide coverage when your homeowners, auto, or other personal insurance policy limits have been exhausted. When the limits of your basic personal insurance policies have been maxed out, umbrella insurance kicks in to provide you with extra coverage. 

Umbrella Insurance may provide coverage for claims that are excluded by other policies. The purpose of umbrella insurance is to protect your assets from unforeseen circumstances with broader coverage than most basic policies offer. 

Umbrella Insurance can be an inexpensive way to extend your personal insurance limits. Our agents can help you determine the right amount of coverage that is within your budget, whatever it may be. We work with multiple insurance carriers so that we can compare rates and bring you the best possible coverage. 

With umbrella insurance from Mountain State Insurance Agency, you'll be able to sleep a little more soundly knowing you and your loved ones are protected. 


As an Independent Insurance Agency, Mountain State Insurance offers comparative quotes on renters insurance from multiple insurance carriers so you can get the coverage you need at the best possible rate.

Want to know how much you could save on umbrella insurance?

Request a quote to find out!

Watch this video to learn more about Personal Umbrella Insurance