The call of the open road is at its strongest during the summer - and so is the call of the convertible. If you’re one of those drivers who has long dreamed of dropping the top and heading across West Virginia and beyond, we here at Mountain State Insurance Agency have some buying tips for you!

If you’ve ever wondered why your auto insurance premium differs from what your family and friends pay, it’s because auto insurance policies are not one-size-fits-all. Factors like your personal driving history, how often you drive and where you live can all affect the cost of your auto policy. Here are some of the main factors that can have an impact on your auto insurance premium.

If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under your auto insurance policy can be tricky, but extremely beneficial. The more you understand your policy, the more peace of mind you have knowing you are sufficiently covered in an accident.