Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they're not just annoying—they also cost you money in decreased energy efficiency and higher bills. Anyone can take steps to save energy—whether you're a hardcore do-it-yourselfer or someone simply tired of sending a big check to the power company every month. Just don't forget what might be the most important thing of all after you finish your audit and make your home more efficient: Deciding how to spend the money you’ll save!

Did you know that, according to the U.S. Department of Energy (DOE), Americans spend about $11 billion each year on air conditioning? That might not be such a surprise if you’re the one who writes the check for your household energy bill every month. Here are five tips to help keep energy costs down this summer. 

Don’t let your home become another statistic and suffer the devastating consequences of inadequate coverage in the event of a loss. Review the following guidance to ensure your homeowners insurance policy meets your unique needs and can offer the best possible protection when disaster strikes.